A Letter from the Association Board President
- Vincent Caprigno
- Sep 24, 2025
- 3 min read
September 25, 2025
On behalf of the Board of Directors, I am pleased to share important news about the future management of our community. After thorough evaluation and discussion, the Board has decided to transition Mirror Lake Property Owners Association, Inc. from third-party management with Rizzetta & Company to a self-managed model effective December 31, 2025. This change reflects our commitment to ensuring the long-term best interests of our residents and our neighborhood.
Why Self-Management
The decision to move away from third-party management was not made lightly. Over time, the Board identified concerns with contracted services not being consistently delivered, which resulted in the Association paying for services that were not fully realized. By adopting a self-managed structure, we will have direct oversight and greater control over how resources are allocated. This ensures that every dollar spent is used effectively for the benefit of our community.
Benefits to Homeowners
Self-management empowers us as homeowners and neighbors. By bringing responsibilities in-house, we gain:
Stronger control over finances and decision-making
Improved responsiveness to resident needs and concerns
Increased transparency in how Association business is handled
More opportunities for community involvement
These improvements will allow us to foster a more connected and engaged neighborhood while safeguarding property values and enhancing quality of life at Mirror Lake.
Introducing PayHOA
To support this transition, the Board has selected PayHOA as our new association management platform. PayHOA will provide residents with:
Secure online access to documents, announcements, and financial records
Easy and reliable payment processing
Tools to submit and track requests
Streamlined communication with the Board
Registration for PayHOA will open soon, and instructions are provided below.
How to Register for PayHOA
Homeowners with active email addresses with Rizzetta will receive an email invitation around November 2025.
Visit the registration page: https://app.payhoa.com/sign-up/39754-mirror-lake-property-owners-association-inc
Or scan the QR code

Enter your email address.
If your email is already on file, you’ll be prompted to create your credentials.
If your email is not on file, you’ll be asked to “Search for your association.” Enter: Mirror Lake Property Owners Association, Inc.
Provide your Name, Email, and Unit Address to complete registration. Requests are typically approved within 48–72 hours.
If you have any issues, please email us at HOAGeneral@mirrorlakeseffner.com for assistance.
Transition Timeline
The Vantaca portal with Rizzetta will remain active until December 31, 2025. During this period, any transactions in PayHOA will be jointly reviewed to ensure a smooth transition. After this date, PayHOA will serve as our sole community management portal.
Move Forward Together
The benefits of self-management are clear: reduced administrative costs, improved efficiency, and a stronger sense of community pride. We look forward to working with each of you as we take this important step forward.
Thank you for your continued support and engagement as we begin this new chapter for Mirror Lake.
Sincerely,
Vincent
President, Board of Directors
Mirror Lake Property Owners Association, Inc.
We're here to help
If you have any questions or require any assistance, please contact us via email at HOAGeneral@mirrorlakeseffner.com or by visiting the portal | PayHOA Association Portal

Important Reminder
In accordance with Florida Statute 720.303(2)(a): Association Board members, Officers, and Committee members may not hold meetings, vote, or establish quorums via email, instant messaging, or other online forums. All official Association business must be conducted during a duly noticed meeting with notice provided to the membership at least 48 hours in advance, unless otherwise required by statute.
Please note that all electronic communications (email, messages, posts) are subject to public inspection and governed by the Mirror Lake Property Owners Association Terms of Use and Privacy Policy.


